Short Term Disability
Short-term disability insurance is a specific type of insurance created to protect a portion of your income for a short period if an illness or injury that is covered temporarily prohibits you from working.
Different companies have different policies and processes for short-term disability insurance.
If the occurrence prevents you from working, that is the main requirement for short-term disability coverage. Some situations not covered by short-term disability may include injuries incurred during a war, a riot, or both; injuring oneself; and pre-existing injury.
We are aware of the significance of comprehending each short-term disability insurance plan’s requirements. It can be useful to consider your budget for a short-term disability insurance plan and how long you can survive without income, in addition to reviewing the restrictions and exclusions in each plan.
A short-term disability insurance plan will determine the length of coverage. If your injury or illness persists for more than three months, you might want to look into a different insurance option that offers longer-term coverage in some cases.
The entire process is hectic, and you ought not to do the extra work yourself when you can rely on an active, efficient, experienced health insurance advisor.
Our doors at Mark Deno Medicare Agent Broker are wide open; we are always here to help you through your challenges. Don’t give up just yet.